Credit Card Generator | Easy Code Tools

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About Credit Card Generator

Free Credit Card Generator generates unlimited 100% valid credit card numbers for multiple purposes in the business industry. Just provide the required data, and the tool will generate the fake credit card info that works for all countries.

What counts as a valid credit card number?

To count for a valid credit card number, a card number must contain some essential fields, as each of them has its meaning. The number must comply with the ISO/IEC 7812 numbering standard.

A valid credit card contains

Six digits issuer identification number (IIN)
An individual account identification number
A single-digit checksum

Issuer identification number: this is the bank identification number (BIN). These are the first six digits of the credit card number determining the institution that issued the credit card to the cardholder.

The first digit of the issuer identification number defines the industry in which the card is mainly used. That digit is also called a major industry identifier (MII). If that digit is 9, the following three are the country code from ISO 3166-1.

Individual account identifier: from digit 7 to last, minus one comes the account number. The maximum length of that identifier is 12 digits.

Checksum: the last digit in the credit card number. That is primarily used to validate the primary account number to guard against accidental errors.

How to recognize a valid credit card?

A credit card number is valid when the randomly generated credit card number is passed through the MOD 10 algorithm. The common name for the MOD 10 algorithm is the Luhn algorithm. It's a formula that scientist Hans Peter Luhn develops at IBM.

Suppose someone manually wants to validate the credit card number, then it must go through the following calculations.

For example, we have a credit card number 4315 0035 3721 2777 and want to check whether it's an actual credit card number.

Take the last digit 7; this is our checksum.
Take the rest of the sequence 4315 0035 3721 277.
Multiply every other digit with two starting from the right 8,3,2,5,0,0,6,5,6,7,4,1,4,7,14
Sum the digits of the product 1+4 = 5.
Add all the digits together 8+3+2+5+0+0+6+5+6+7+4+1+4+7+5 = 63
Multiply the result by 9, 63*9 = 567
Take the last digit of the result 7. If this matches the check digit, we have a valid sequence
Since our check digit 7 matches our result 7, we conclude that this sequence would be a valid credit card number!

What are the uses of a credit card generator (cc generator)?

Sometimes you are in a situation where the website needs your credit card information. Even you merely try to look at the product. However, that practice is unnecessary. There is no need to share such information with the providers without any aim to buy the product. There may be a chance that someone created a website and attached a form that required you to insert your valuable and personal information, which results in giving up your privacy. The credit card generator is a way to protect yourself.

The credit card generator is for programmers who need to test their e-commerce websites, applications, or software. That requires a bunch of valid credit card numbers in a split second.

How can someone do fraud with a random credit card generator?

Criminals or spammers often use the credit card generator to generate several fake credit card numbers. They shop online more often, number by number until they pass through. Usually, they perform a small transaction, so no one notices it. And provide a fake address for delivery so that no one can trace them out.

When the thief finds a valid credit card number, the buying season begins until the actual card owner finds out about the fraud. Therefore, as consumers, you must frequently check your credit card statement to avoid credit card generator fraud.

As a merchant, you can take extra measures and ask for additional information to complete the credit card transaction to avoid criminal credit card generator activities. The number generated by a credit card generator is like a lottery. However, with every different number you ask, the chance of getting the exact match dramatically falls. Therefore, when you are personally processing transactions or have shopping cart software completing all the processing. You can request or have a system automate requests for the following:

The billing and shipping address
The credit card expiration date
The security code of a credit card

FAQs

Does Valid Credit Card (VCC) Generator cost me?

NO, the tool is free. You can generate unlimited free credit card numbers for testing purposes.

How to use a credit card generator in the USA?

Our Credit card generator provides two options, Simple and Advance.

Click on the "Advance" option.
Select the Brand/Network. In that case, we select the "Visa" network.
Select the "Country." The tool provides all the countries providing the credit cards for your selected Brand/Network. Here, we choose the country "The United States Of America."
Select the Bank. The tool provides all the banks in your selected country with credit cards for your selected Brand/Network. Here, we choose the Bank "American Express Country."
Enter the CVV/CVV2. If you do not, the tool will automatically generate it.
Enter the Expiry Month, Expiry Year, Money, and the Quantity.
If you want to create the Pin for your credit card, check that option.
In the end, click on the "Generate Now" button.
The tool will make the credit cards as per your requirements.

How to use a credit card generator for the UK?

Our Credit card generator provides two options, Simple and Advanced.

Click on the "Advance" option.
Select the Brand/Network. In that case, we select the "Mastercard" network.
Select the "Country." The tool provides all the countries providing the credit cards for your selected Brand/Network. Here, we choose the country "The United Kingdom of Great Britain and Northern Ireland."
Select the Bank. The tool provides all the banks in your selected country with credit cards for your selected Brand/Network. Here, we choose the Bank "Barclays Bank Plc."
Enter the CVV/CVV2. If you do not, the tool will automatically generate it.
Enter the Expiry Month, Expiry Year, Money, and the Quantity.
If you want to create the Pin for your credit card, check that option.
In the end, click on the "Generate Now" button.
The tool will make the credit cards as per your requirements.

How to use a credit card generator in India?

Our Credit card generator provides two options, Simple and Advance.

Click on the "Advance" option.
Select the Brand/Network. In that case, we select the "Visa" network.
Select the "Country." The tool provides all the countries providing the credit cards for your selected Brand/Network. Here, we choose the country "India."
Select the Bank. The tool offers all the banks in your selected country credit cards for your selected Brand/Network. Here, we choose the Bank "Axis Bank Limited."
Enter the CVV/CVV2. If you do not, the tool will automatically generate it.
Enter the Expiry Month, Expiry Year, Money, and the Quantity.
If you want to create the Pin for your credit card, check that option.
In the end, click on the "Generate Now" button.
The tool will make the credit cards as per your requirements.

Is Credit Card Generator legal?

Generating credit card numbers by using an online credit card generator is not illegal. The credit cards generated by our tool are not real credit cards. You can generate unlimited free credit card numbers with security codes and expiration dates.

However, the tool abides by all the law protocols and rules. But, DNS Checker neither supports nor promotes any unlawful activity with credit card numbers.

Can I buy products with these credit card numbers?

These credit card numbers are generated for programmers that need to test their e-commerce websites, applications, or software. You cannot use them for actual purchases. Our policy is clear in this regard. We do not allow any use of these fake credit card numbers for any purchasing activity.

You are advised not to use this for any actual transaction. Merely, a credit card number is not enough to complete an actual purchase, the combination of other data like a valid expiration date, card holder's name, and must need CVV numbers.

What is a CVV Number?

CVV, a short form of card verification value, with the latest version of CVV2, is the security features term for debit or credit card transactions. It provides a security layer to the merchants against credit card fraud. You can identify your CVV number by searching for three digits code on the back of your credit card. The bank uses special encryption keys (only the issuing bank knows about it) to encrypt the card number and the expiration date to generate that code.